Thursday, May 10, 2007

Sun shines for Holland

HOLLAND -- The sun smiled Wednesday on Tulip Time, drawing thousands of people downtown to watch the Dutch-costumed street scrubbers in the first major parade of the week-long festival.

Parade prospects in the morning looked bleak as showers doused the area. But by noon, blue skies beckoned and the only umbrellas along the route where held by people seeking shade.

"It's going to be a great festival and no rain. You can count on it," Tulip Time Executive Director Tamra Bouman said at the start of the parade, remembering last year's cold and rainy festival.

Saturday, May 5, 2007

bank check

A cashier's check (also known as a cashier's cheque, bank check, official check, teller's check, bank draft or treasurer's check) is a check guaranteed by a bank. They are usually treated as cash since most banks clear them instantly.

Cashier's checks feature the name of the issuing bank in a prominent location, usually the upper left-hand corner or upper center of the check. In addition, they are generally produced with enhanced security features, including watermarks, security thread, color-shifting ink, and special bond paper. These are designed to decrease the vulnerability to counterfeit items. In order to be recognized as a cashier's check, words to that effect must be included in a prominent place on the front of the item.

The payee's name, the written and numeric dollar amounts, the remitter's information, and other tracking information (such as the branch of issue), are printed on the front of the check. The check is generally signed by one or two bank employees or officers; however, some banks issue cashier's checks featuring a facsimile signature of the bank's chief executive officer or other senior official.

Some banks contract out the maintenance of their cashier's check accounts and check issuing. One leading contractor is Integrated Payment Systems, which issues cashier's checks and coordinates redemption of the items for many banks, in addition to issuing money orders and other payment instruments. In theory, teller's checks are checks issued by a financial institution but drawn on another institution, as is often the case with credit unions.

Due to an increase in fraudulent activities in 2006 many banks insist upon waiting for a cashier's check to clear the originating institution. Personal checks will thus have the same utility in such transactions.


A bank is a business which provides financial services, usually for profit. A commercial bank accepts deposits from customers and in turn makes loans based on those deposits. Traditional banking services include receiving deposits of money, lending money and processing transactions. Some banks (called Banks of issue) issue banknotes as legal tender. Many banks offer ancillary financial services to make additional profit; for example: selling insurance products, investment products or stock broking.

Currently in most jurisdictions commercial banks are regulated and require permission to operate. Operational authority is granted by bank regulatory authorities and provide rights to conduct the most fundamental banking services such as accepting deposits and making loans. A commercial bank is usually defined as an institution that both accepts deposits and makes loans; there are also financial institutions that provide selected banking services without meeting the legal definition of a bank (see banking institutions).

Banks have a long history, and have influenced economies and politics for centuries. In history, the primary purpose of a bank was to provide liquidity to trading companies. Banks advanced funds to allow businesses to purchase inventory, and collected those funds back with interest when the goods were sold. For centuries, the banking industry only dealt with businesses, not consumers. Commercial lending today is a very intense activity, with banks carefully analysing the financial condition of its business clients to determine the level of risk in each loan transaction. Banking services have expanded to include services directed at individuals and risk in these much smaller transactions are pooled.


Holland is a region in the central-western part of the Netherlands with 6.07 million inhabitants. Holland is a former county of the Holy Roman Empire of German Nation, ruled by the Count of Holland and later the dominant province of the Republic of the Seven United Provinces 1581–1795.

The name Holland is derived from holtland ("wooded land"). Popular, but incorrect, etymology holds that it is derived from hol land ("hollow land"), inspired by the low-lying geography of both the Dutch Holland and the English region (Holland, Lincolnshire). Apart from coastal dunes most of the surface consists of polder landscape, lying well below sea-level and only kept from flooding by continuous drainage, for which in earlier centuries the typical Dutch windmills were used.

In recent millennia the geography of the region has been extremely dynamic with the western coastline shifting up to thirty kilometres to the east, the Frisian Isles becoming detached from the north of Holland and the main Rhine and Maas rivers changing their course repeatedly and dramatically. In the last thousand years this process has been complicated by human activities. Behind the row of coastal dunes a large and high peat plateau had grown, protecting the land against the sea. In the tenth century this area was brought under cultivation; the drainage had extreme soil shrinkage as result, lowering the surface up to fifteen metres. In Zealand and Frisia this led to catastrophic storm floods literally washing away entire regions and the sea hollowed Holland out from behind, forming the Zuiderzee. Only drastic administrative intervention saved the county from utter destruction. The Counts and large monastries took the lead in this, building the first really heavy emergency dykes to bolster critical points. Later special administrative bodies were formed, the waterschappen ("waterscapes"), with the power to enforce on penalty of death any decision they made regarding water management. They constructed an extensive dyke system with complete coverage of all polders, protecting the land from further incursions by the sea. From the 16th century onward, the Hollanders took the offensive and began land reclamation programmes, making polders of many lakes. As a result of all this historical maps bear little resemblance to the present situation.

The area is today divided between two provinces of the Netherlands: North Holland (Noord-Holland) and South Holland (Zuid-Holland) that were created in 1840, and make up roughly 13% of the area of the Netherlands. A few regions that were historically Hollandic became part of other provinces as a result of reforms during the French occupation (1795-1813). Willemstad and surroundings, the Biesbosch and the Land van Altena became eventually part of North Brabant in 1818. In 1940, after the Battle of the Netherlands the Germans ordered the islands of Vlieland and Terschelling to go to Friesland. This was not changed back after World War II. In 1950, the island of Urk went to Overijssel (in 1986 to Flevoland). More recent territorial changes are the transfer of Oudewater, Woerden and Vianen from South Holland to the province of Utrecht, in 1970, 1989 and 2002 respectively.

Friday, May 4, 2007


Holandbankcheck is comes from Holand bank , the check is very big joke. why ? you can ask HongKong guys :)